Welcome to Bill Collectors Hate Me!!!

My true identity is not important. To bill collectors I am simply known as "The Ghost".
Bill collectors hate me because I am invisible, unshakable, unflappable and untouchable. I started this blog after years of harassment from bill collectors who were relentless in the pursuit of their money by any means necessary. They didn't care that I was going through a bad time and legitimately couldn't pay. The more threatening and disrespectful they were towards me, the more I stood my ground, but I NEVER let them bully me into making a payment.

Just recently, I found myself being sued for $1,600 by Tidewater Credit for a purchase I made about 4 years ago that I never paid. I had good reason for not paying but that's another story. The moment I opened the summons I knew right away that I was going to fight it. Everyone that I knew told me that I would not win the case...but I did. The case was "DISMISSED" in less than 30 days of me answering the summons. Total court cost to answer the summons: $225. Not having to pay those fools: PRICELESS!

Today, I am proud to say that I have worked very hard to become more responsible. Through my hard work and dedication, I have managed to improve my credit over the past year and have vowed to never be late on another payment. I created this blog because I wanted to share what I've learned from dealing with annoying bill collectors. Hey, nobody's perfect and I don't pretend to be. All I can do now is move forward. Okay, let's start with Lesson #1: YOU CANNOT GO TO JAIL FOR NOT PAYING A BILL!!! PERIOD...END OF DISCUSSION. Furthermore, you can sue the bill collector for telling you that!!!


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